My name is Terri Ann Sammy-Pacheco, and I’m dedicated to helping individuals and families make informed, confident decisions about their insurance planning. Based in Florida, I work with clients who want clear guidance, dependable protection, and a plan that truly reflects their life and financial goals.

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I entered the insurance industry with a passion for service and education. Insurance can feel complicated and overwhelming, especially when you’re trying to balance family, career, and future planning. My approach is to simplify the process, explain options in plain language, and create strategies that fit each client’s unique needs and budget.

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What sets me apart is my commitment to building long-term relationships. I don’t believe in quick fixes or one-size-fits-all solutions. I take the time to listen, review coverage regularly, and stay accessible as life changes. My goal is to be a trusted advisor my clients can rely on at every stage of life.